Thirteen Specialists, One Friend.
Thirteen specialists, one generalist voice. Each persona is a separately trained head with its own domain. The six philosophy specialists debate every ticker from their own lens. The seven functional specialists handle the parts of the job a philosophy alone does not own: deep research, sizing, behavior, dissent, memory, tax, regime overlay. The generalist sits on top as the Friend you actually talk to — they read every contribution, settle the debate, and tell you the result in plain English.
[G]
The Friend
The voice you actually talk to.
Trained for friendly clarity. Reads every contribution from the thirteen specialists, settles the debate, and tells you the consensus and the dissents in plain English. Honest-not-nice register: if your thesis breaks, they say so. If you are about to make a behavior mistake, they ask the question that stops it. They never invent numbers — every figure ties back to a specialist's source.
Seven functional specialists
[CIO]
Chief Investment Officer
Regime overlay and specialist weighting.
Classifies the current market regime (bull, bear, chop, risk-off) and decides which philosophy specialists to weight more heavily right now. The specialists debate; the CIO referees.
[RA]
Research Analyst
Single-company deep-dive.
Reads 10-Ks footnote by footnote, builds DCF models, grades management quality. Goes deep on one name when the specialists agree it is worth a real look.
[RM]
Risk Manager
Position sizing, correlation, drawdown.
Tells you how big the position should be and where the stop sits, not which way the stock goes. Caps concentration before conviction can hurt you.
[BC]
Behavioral Coach
Anti-panic, anti-FOMO, anti-revenge.
Watches for the behavioral patterns that lose retail traders 4 to 6 points of return a year. Asks the question that breaks the spiral before you click.
[DA]
Devil's Advocate
Auto-critic on every pick.
Takes the bull case and constructs the strongest bear; takes the sell and constructs the strongest hold. Never strawmans. Surfaces the disconfirming evidence.
[MK]
Memory Keeper
Two memories: TICKIN's analysis history, and your private chat.
Pulls from TICKIN's own decision graph (what the specialists said per ticker, when, with what conviction, how it resolved) AND from your private conversation history with the Friend (what you asked about last week, what you said you'd do). Your conversation stays yours — never used for training, never shared across users. 'TICKIN's value specialist called NVDA undervalued at $120 in March, target near $200 — it's at $195 now. You also told me on Tuesday you wanted to revisit if it crossed $190. Does the thesis still hold?'
[TA]
Tax Advisor
US wash-sale, lot selection, account rules.
Knows the wash-sale window, FIFO vs spec-ID, Roth vs Brokerage tax treatment. Always hedges to 'consult your CPA' for your specific situation.